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Need help planning and tracking your budget? With this simple-to-use monthly budget spreadsheet, you can stay on top of your finances and manage your money with ease!
What is the 50/30/20 budget? This is a simple and effective budget strategy that allocates up to 50% of income to needs, 30% to wants, and 20% to savings. It provides a great framework for achieving balance and building wealth!
WHY SHOULD YOU TRY THIS SPREADSHEET?
✓ Quick & Easy Setup. Set up your budget in minutes, and instantly start enjoying the benefits of simpler, organized finances!
✓ Fully Customizable. You can organize your budget so it’s tailor fit exactly to your needs using custom subcategories. You can also customize the currency and color (5 available color options).
✓ Super Simple to Use. Once your budget is set up, just record your transactions in the user-friendly Transactions Log, and all calculations will be automatically done for you!
✓ Budget Dashboard. All your recorded transactions are automatically processed and the results displayed on the Budget Dashboard to give you useful insight on your finances and help you manage your money with ease. With this tool, you can:
▸ Track the total amount spent in all subcategories of needs, wants, and future.
▸ Set savings goals into your budget and monitor your progress.
▸ Track your total income and net cash flow.
▸ Customize the currency and budgeting period.
▸ Track your bills and check them off as you pay, helping you to avoid late payments.
▸ Monitor your expenses to keep spending under control. If you overspend in any particular subcategory, the text will turn red to alert you that you’ve gone over your budget.
✓ Bill Calendar. All bills are automatically transferred to the bill calendar, giving you a clear overview of your bill payment schedule and making it easy to track your bill payments. (Only available in Plus and Pro versions)
✓ Annual Overview. With simple-to-read tables & charts, this user-friendly tab provides a helpful summary of your finances over the course of the year, so you can easily track where your money is coming and going! (Only available in Plus and Pro versions)
✓ Debt Payoff Tracker. Easily manage your debt with a clear, custom payment plan and effortless, automated tracking! Choose from popular debt payoff strategies like Debt Avalanche and Debt Snowball! (Only available in Pro version)
✓ Sinking Funds Tracker. Set savings goals and track your progress with ease! Stay motivated as you watch your savings grow and celebrate every milestone along the way! (Only available in Pro version)
✓ Net Worth Tracker. Track your wealth and watch it grow! Easily set goals and monitor your progress as you build your financial future! (Only available in Pro version)
✓ Access Anytime, Anywhere. Use your spreadsheet seamlessly across all devices with the Google Sheets or Excel app, so you can easily track your budget and stay on top of your finances wherever you go!
✓ Money-Back Guarantee. Try the 50/30/20 Budget risk-free! If you’re not completely satisfied, you can get a full refund within 14 days.
✓ Lifetime Access, No Subscriptions. Enjoy unlimited access to your budgeting tool with no recurring fees—pay once, and it’s yours for life!
WHAT'S INCLUDED
This spreadsheet has up to 8 tabs, depending on the version:
1. Instructions: Detailed instructions for how to use the spreadsheet.
2. Transactions Log: Tab where you can record all your financial transactions.
3. Budget Dashboard: Tab where you can set up your budget and monitor your finances. Features on this tab include: Bill Tracker, Expense Tracker, Savings Tracker, Income Tracker, and Cash Flow Tracker. Data entered in the Transactions Log is automatically processed and the results displayed on the Budget Dashboard.
4. Bill Calendar: Bill info from the budget dashboard is automatically transferred to the bill calendar for a simple, organized overview of your bill payment schedule. As bills are paid and checked off, the Bill Calendar tab is automatically updated so you can easily track your payment progress and see at a quick glance what bills you have left to pay.(Only available in Plus and Pro versions)
5. Annual Overview: Tab provides a helpful summary of your finances over the course of the year, so you can easily track where your money is coming and going, and monitor your financial progress. (Only available in Plus and Pro versions)
6. Debt Tracker: This is a comprehensive tool that makes it quick and easy to create a custom debt payment plan, showing a clear path to debt freedom. There is also a full dashboard that makes it easy to follow along with the plan and track your progress. (Only available in Pro version)
7. Sinking Funds Tracker: This tool enables you to create up to 10 sinking funds to track. Each sinking fund has its own dashboard and custom savings plan, with milestones along the way to help keep you motivated and on track. (Only available in Pro version)
8. Net Worth Tracker: Here you can set goals and keep track of all your assets and liabilities, so you can monitor the growth of your wealth over time. It only takes a couple minutes a month to update and provides useful insight with a clear overview of your financial progress. (Only available in Pro version)
IMPORTANT DETAILS:
➤ This listing is for a digital product only, in the form of a Google Sheets and Excel spreadsheet, and no physical item will be sent.
➤ After placing your order, you'll get instant access to both a Google Sheets and Excel version of this spreadsheet. To use the Excel version, simply download the spreadsheet file and start using it. For the Google Sheets version, you'll have a PDF file with instructions for how to access it. Download the PDF file and follow the enclosed instructions to access the spreadsheet.
➤ This product is for personal use only. Please do not share or resell.
➤ This product is for informational purposes only and is not intended to be financial, legal, or accounting advice. Sheet Lab will not be liable for any costs, loss, damages or injuries that result from the use of this product.
➤ If you have any questions or concerns, please feel free to reach out any time, and you'll receive quick assistance.
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