Need help planning and tracking your budget? With this simple-to-use monthly budget spreadsheet, you can stay on top of your finances and manage your money with ease!

What is the 50/30/20 budget? This is a simple and effective budget strategy that allocates up to 50% of income to needs, 30% to wants, and 20% to savings. It provides a great framework for achieving balance and building wealth!

WHY SHOULD YOU TRY THIS SPREADSHEET?

✓ Quick & Easy Setup. Set up your budget in minutes, and instantly start enjoying the benefits of simpler, organized finances!

✓ Fully Customizable. You can organize your budget so it’s tailor fit exactly to your needs using custom subcategories. You can also customize the currency and color (5 available color options).

✓ Super Simple to Use. Once your budget is set up, just record your transactions in the user-friendly Transactions Log, and all calculations will be automatically done for you!

✓ Budget Dashboard. All your recorded transactions are automatically processed and the results displayed on the Budget Dashboard to give you useful insight on your finances and help you manage your money with ease. With this tool, you can:

▸ Track the total amount spent in all subcategories of needs, wants, and future.

▸ Set savings goals into your budget and monitor your progress.

▸ Track your total income and net cash flow.

▸ Customize the currency and budgeting period.

▸ Track your bills and check them off as you pay, helping you to avoid late payments.

▸ Monitor your expenses to keep spending under control. If you overspend in any particular subcategory, the text will turn red to alert you that you’ve gone over your budget.

✓ Bill Calendar. All bills are automatically transferred to the bill calendar, giving you a clear overview of your bill payment schedule and making it easy to track your bill payments.

✓ Annual Overview. With simple-to-read tables & charts, this user-friendly tab provides a helpful summary of your finances over the course of the year, so you can easily track where your money is coming and going!

✓ Access Anytime, Anywhere.  Use your spreadsheet seamlessly across all devices with the Google Sheets or Excel app, so you can easily track your budget and stay on top of your finances wherever you go!

✓ Money-Back Guarantee. Try the 50/30/20 Budget risk-free! If you’re not completely satisfied, you can get a full refund within 14 days. 

✓ Lifetime Access, No Subscriptions. Enjoy unlimited access to your budgeting tool with no recurring fees—pay once, and it’s yours for life!

WHAT'S INCLUDED

This spreadsheet has 6 tabs:

1. Instructions: Detailed instructions for how to use the spreadsheet.

2. Transactions Log: Tab where you can record all your financial transactions.

3. Budget Dashboard: Tab where you can set up your budget and monitor your finances. Features on this tab include: Bill Tracker, Expense Tracker, Savings Tracker, Income Tracker, and Cash Flow Tracker. Data entered in the Transactions Log is automatically processed and the results displayed on the Budget Dashboard.

4. Bill Calendar: Bill info from the budget dashboard is automatically transferred to the bill calendar for a simple, organized overview of your bill payment schedule. As bills are paid and checked off, the Bill Calendar tab is automatically updated so you can easily track your payment progress and see at a quick glance what bills you have left to pay.

5. Annual Overview: Tab provides a helpful summary of your finances over the course of the year, so you can easily track where your money is coming and going, and monitor your financial progress.

6. Awards: This tab turns your budgeting into a fun game with award badges you can earn every month by achieving certain budgeting goals. **This tab is only available in Google Sheets. 

** Get Everything You Need with One Bundle! **

Like this spreadsheet? Imagine having access to ALL the personal finance tools for one low price! The Money Master Toolkit includes every spreadsheet in the shop, designed to help you manage your budget, track debt, monitor savings, and more. Get the complete set today and streamline your personal finances with ease. Check out the bundle here!

IMPORTANT DETAILS:

➤ This listing is for a digital product only, in the form of a Google Sheets and Excel spreadsheet, and no physical item will be sent.

➤ After placing your order, you'll get instant access to both a Google Sheets and Excel version of this spreadsheet. To use the Excel version, simply download the spreadsheet file and start using it. For the Google Sheets version, you'll have a PDF file with instructions for how to access it. Download the PDF file and follow the enclosed instructions to access the spreadsheet.

➤ This product is for personal use only. Please do not share or resell.

➤ This product is for informational purposes only and is not intended to be financial, legal, or accounting advice. Sheet Lab will not be liable for any costs, loss, damages or injuries that result from the use of this product.

➤ If you have any questions or concerns, please feel free to reach out any time, and you'll receive quick assistance.

Thanks!